All employers need to be registered with Nest regardless of whether or not their employee/s meets the criteria to be automatically enrolled.

If any of your employee/s are automatically enrolled, we will also register them as a member with Nest.

After your staging date, we will assess your employee/s. We will also send out letters to your employee/s, this is a legal requirement to write to all staff individually to explain how automatic enrolment affects them.

If any of your staff are automatically enrolled, they will become a member of your Nest Pension Scheme and contributions will come out of their payslip from the employer and employee. These contributions are currently 8% (5% for employee and 3% for employer) of qualifying earnings.

Once a month, we will make payments to Nest on your behalf. You do not need to do anything as a Direct Debit has been set up from the PFS account for us to do this.

Your employee/s has the choice to opt out but first they have to be automatically enrolled in and an initial payment made. The employee would have to wait till they receive their Member pack from Nest with their ID number and then contact Nest to ask to opt out.

To opt in, your employee will need to write to you to request to be opted in. This would then need to be sent in to us to be set up.

We will also complete your ‘Declaration of Compliance’. This needs to be done within 5 months of your staging date. It’s a legal requirement to let the Pension Regulator know you have complied with your legal duties.

Beyond your staging date we will monitor your employees/future employees’. This is an ongoing task we will provide and we will keep accurate records of what we have done.

If you have any queries please contact Payroll.